First Home Buyers

Why First Home Buyers Should Choose Sunstate Financial


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One of Australia’s largest and most diverse lending panels
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Streamlined six-step lending process
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Provide updates as your application progresses
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Coordinate with all necessary parties to ensure a smooth experience
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Provide property reports to help with your decision making
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Work with employed and self-employed clients
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Loan options for alt doc, SMSF, expats, first home buyers and commercial clients
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Complimentary annual review
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Client for life program
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Real people that care
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Guidance at Every Step:

Navigating the process of buying your first home can be overwhelming. Sunstate Financial is your dedicated partner, offering guidance at every step of the journey. From understanding the basics to sealing the deal, we are here to ensure your experience is smooth and stress-free.

Government Grants Assistance:

As a first home buyer, you may be eligible for valuable government grants such as the First Home Owners Grant and the First Home Guarantee. Sunstate Financial not only helps you understand these opportunities but also assists in securing them, maximising your benefits and easing the financial load of your first property purchase.

Tailored Solutions for Your Budget:

Your first home purchase is a significant financial commitment. Sunstate Financial works closely with you to create a solution that aligns with your budget and financial goals. We explore various loan options and repayment structures to find the right fit for you, providing comfort and confidence in your financial decision.

Expertise Simplified:

Buying your first home shouldn’t feel like navigating a complex maze. Sunstate Financial simplifies the process with easy-to-understand explanations and jargon-free guidance. We break down the intricacies of home loans, ensuring you are informed and confident at every turn.

Negotiating on Your Behalf:

When it comes to making an offer and negotiating the best terms for your first home, Sunstate Financial steps into action on your behalf. Our experienced team ensures you get the best deal possible, giving you peace of mind and confidence in your decision.

Our Lenders


“An amazing service from a team who genuinely care about your situation and results. Jared and the team looked after all our loan needs and were amazing.”

Edward & Rebecca Elanora

“Jared Engwirda is the absolute professional, a pleasure to deal with, you can expect an exceptional experience. Jared thanks for making our dreams come true. We will undoubtedly use your services in the future and highly recommend your expertise.”

Lisa & Simon Robina

“Recently got a loan with Jared from Sunstate Financial. Thanks so much for going above and beyond in securing my loan in such a short timeframe. Not only did you calm my nerves but you were always available helpful and professional at all times even when I was a nervous mess. Highly recommend you to anyone. I am interstate and found dealing with you easier than my local reps. Will be back if I ever need anything again and can’t say thanks and recommend you enough. Happy with my home and loan!  Great job Jared and Sunstate Financial.”

Melissa Melbourne
“Got us a great mortgage! Jared is tenacious, dedicated and an all-round great bloke to deal with!”
Chris & Michelle Dubai

Your Path to Homeownership Begins Here

Ready to embark on Your Homeownership Journey with Confidence?

Buying your first home is a monumental step, and at Sunstate Financial, we understand the excitement and challenges that come with it. Our mission is to be your guiding light, providing expert assistance and tailored solutions to turn your dream of homeownership into reality.

Our six-step process


This is where we get to know you, your financial position and your goals.


We use the information gathered to determine how to structure your loan including which lenders and loan products will be the right fit for you.


We prepare a report outlining our recommendations.

Application Management

We prepare, package and submit your application whilst keeping you updated on its progress through to loan approval.

Loan Documents and Settlement

You will receive your loan documents from the lender, we assist you to complete the documents and liaise your solicitor as required.

Post Settlement Loan Management

We continue to monitor your loan after settlement through our Client For Life program, through this we conduct rate and product reviews, renegotiate rates and assist you in anyway we can throughout the term of your loan.

The Sunstate Financial Advantage for First Home Buyers:

Personalised Support:

We understand that every first home buyer has unique needs. Sunstate Financial provides personalised support, ensuring that our solutions are tailored to your specific circumstances and aspirations.

Transparent Communication:

No surprises, no hidden fees. Sunstate Financial believes in transparent communication. We keep you informed throughout the process, providing clarity and building your confidence as you take this significant step towards homeownership.

Celebrating Your Success:

Your first home purchase is a cause for celebration, and Sunstate Financial is here to share in your joy. We’re not just your brokers; we’re your partners in achieving homeownership success.

Start Your Homeownership Journey with Sunstate Financial

Ready to make your first home dreams a reality? Sunstate Financial is your trusted guide, offering easy-to-follow steps, tailored solutions, and expert assistance. Contact us today, and let’s embark on this exciting journey together.