Low (Alt) Doc Home Loans

Low Doc Loans, An Ideal Solution For Self-Employed Borrowers That Are Unable To Meet Standard Self-Employed Income Verification Requirements

What Sets Sunstate Financial
Apart in Low/Alt Doc Financing?

Service

Other Brokers / Banks

One of Australia’s largest and most diverse lending panels
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Streamlined six-step lending process
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Provide updates as your application progresses
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Coordinate with all necessary parties to ensure a smooth experience
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Provide property reports to help with your decision making
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Work with employed and self-employed clients
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Loan options for alt doc, SMSF, expats, first home buyers and commercial clients
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Complimentary annual review
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Client for life program
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Real people that care
Sunstate
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Guiding You Through Unique Financial Paths

Sunstate Financial stands at the forefront of expertise when it comes to navigating the intricate landscapes of Alt Doc financing. Our seasoned team understands that your financial story is diverse, and we are here to provide expert guidance, ensuring your unique circumstances are appropriately represented.

Personalised Flexibility Tailored to You

Embrace a financing experience that mirrors the individuality of your journey. Sunstate Financial is committed to understanding the intricacies of your circumstances, offering Alt Doc loan solutions that not only meet but exceed your financial goals. Our commitment to personalised service ensures that flexibility meets precision.

A Transparent Journey with Supportive Expertise

Transparency isn’t just a buzzword for us—it’s a commitment. Sunstate Financial believes in keeping you informed every step of the way throughout the Alt Doc loan process. Our team doesn’t just guide; we support you, demystifying the application process and empowering you with the knowledge to make informed decisions.

Our Lenders

Testimonials

“An amazing service from a team who genuinely care about your situation and results. Jared and the team looked after all our loan needs and were amazing.”

Edward & Rebecca Elanora

“Jared Engwirda is the absolute professional, a pleasure to deal with, you can expect an exceptional experience. Jared thanks for making our dreams come true. We will undoubtedly use your services in the future and highly recommend your expertise.”

Lisa & Simon Robina

“Recently got a loan with Jared from Sunstate Financial. Thanks so much for going above and beyond in securing my loan in such a short timeframe. Not only did you calm my nerves but you were always available helpful and professional at all times even when I was a nervous mess. Highly recommend you to anyone. I am interstate and found dealing with you easier than my local reps. Will be back if I ever need anything again and can’t say thanks and recommend you enough. Happy with my home and loan!  Great job Jared and Sunstate Financial.”

Melissa Melbourne
“Got us a great mortgage! Jared is tenacious, dedicated and an all-round great bloke to deal with!”
Chris & Michelle Dubai

What are Alt or Low Doc Home Loans?

Low (Alt) Doc Loans step in where traditional lending criteria may pose challenges for self-employed borrowers. Typically, standard self-employed income verification requires 1-2 years of personal and company tax returns, along with comprehensive balance sheets and profit and loss statements. Low Doc Loans streamline this process, requiring less documentation. Instead of an exhaustive array of financial statements, Low Doc Loans generally only required one of the following; an income declaration from the borrower and their accountant or BAS statements or in some instances, business bank statements.

At Sunstate Financial, our extensive expertise in Alt Doc home and investment loans sets us apart as the premier choice for self-employed individuals seeking alternative financing. With a wealth of experience in navigating the intricacies of Alt Doc lending, we’ve been the trusted partner for countless borrowers, guiding them through a streamlined process and empowering them to achieve their financial goals.

Strategic Financing for Your Unique Goals

Choosing an Alt Doc loan is a strategic manoeuvre, not just a financial transaction. Sunstate Financial acts as your guide through the diverse landscape of Alt Doc loans, ensuring that your financing aligns with your unique financial circumstances while strategically steering you towards your goals.

It Doesn’t Need to Be A Forever Loan

You may choose to refinance your Alt Doc loan to a full doc loan once your financials have been updated to reflect your current income.

The Sunstate Financial Distinction

Dedicated to Sculpting Your Financial Success

Your success is our priority. Opting for Sunstate Financial as your Alt Doc loan specialist means choosing a dedicated partner committed to sculpting your financial aspirations into reality with flexibility and unwavering support.

An Efficient and Stress-Free Low/Alt Doc Experience

Embrace a financing experience that mirrors the individuality of your journey. Sunstate Financial is committed to understanding the intricacies of your circumstances, offering Alt Doc loan solutions that not only meet but exceed your financial goals. Our commitment to personalised service ensures that flexibility meets precision.

An Efficient and Stress-Free Low/Alt Doc Experience

Your Alt Doc loan expedition deserves the support of a seasoned and innovative team. Sunstate Financial is here to be your reliable partner, offering expertise, transparency, and personalised solutions for your Alt Doc financing needs. Connect with us today, and let’s embark on a transformative journey towards securing your financial flexibility and achieving your distinctive financial aspirations.