Low Doc Commercial Finance

The Advantages of Low Doc Commercial Finance:


Other Brokers / Banks

One of Australia’s largest and most diverse lending panels
Other mortgage brokers
Streamlined six-step lending process
Other mortgage brokers
Provide updates as your application progresses
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Coordinate with all necessary parties to ensure a smooth experience
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Provide property reports to help with your decision making
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Work with employed and self-employed clients
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Loan options for alt doc, SMSF, expats, first home buyers and commercial clients
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Complimentary annual review
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Client for life program
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Real people that care
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Low Doc Commercial Finance is an Ideal Solution For Self-Employed Borrowers That Are Unable To Meet Standard Self-Employed Income Verification Requirements

Commercial property can be a lucrative part of an investment strategy. Low Doc Commercial Finance steps in where traditional lending criteria may pose challenges for self-employed borrowers. Typically, standard self-employed income verification requires 1-2 years of personal and company tax returns, along with balance sheets and profit and loss statements. Low Doc Commercial Loans streamline this process, requiring less documentation. Instead of an exhaustive array of financial statements, Low Doc Commercial Loans generally only require one of the following; an income declaration from the borrower and their accountant or BAS statements or in some instances business bank statements.

Why Low Doc Commercial Finance Matters:

For those who are unable to meet full doc loan criteria, Low Doc Commercial Finance can be the key to seizing opportunities to make their commercial property goals a reality.

Our Low Doc Commercial Finance Solutions:

At Sunstate Financial, we specialise in providing Low Doc solutions for various types of commercial properties, including:

  • Warehouses, Factories, and Industrial Spaces
  • Shops and Retail Establishments
  • Offices
  • Showrooms & Large Format Retail
  • Hotel, Motel & Leisure Properties
  • Medical and Consulting Facilities
  • Agricultural and Rural Lands
  • Development Sites & Land
  • Project Development
  • Residual Stock

Minimal Documentation:

Low Doc Commercial Finance streamlines the documentation process.

Our Lenders


“An amazing service from a team who genuinely care about your situation and results. Jared and the team looked after all our loan needs and were amazing.”

Edward & Rebecca Elanora

“Jared Engwirda is the absolute professional, a pleasure to deal with, you can expect an exceptional experience. Jared thanks for making our dreams come true. We will undoubtedly use your services in the future and highly recommend your expertise.”

Lisa & Simon Robina

“Recently got a loan with Jared from Sunstate Financial. Thanks so much for going above and beyond in securing my loan in such a short timeframe. Not only did you calm my nerves but you were always available helpful and professional at all times even when I was a nervous mess. Highly recommend you to anyone. I am interstate and found dealing with you easier than my local reps. Will be back if I ever need anything again and can’t say thanks and recommend you enough. Happy with my home and loan!  Great job Jared and Sunstate Financial.”

Melissa Melbourne
“Got us a great mortgage! Jared is tenacious, dedicated and an all-round great bloke to deal with!”
Chris & Michelle Dubai

Tailored Funding Plans for Your Unique Situation:

Our experienced brokers are dedicated to tailoring funding plans that align with your specific Low Doc requirements. Whether you need financing for a warehouse, retail space, or development site, we have the expertise to structure a plan that suits your individual financial situation.

Flexible Financing Options for Low Doc Applicants:

We understand that traditional income verification methods may not capture the full financial picture. Whether you require a low doc loan or lease doc, our commitment is to make financing accessible to all, ensuring you can leverage the benefits of Low Doc Commercial Finance.

Invest with Confidence:

Guided by the expertise of Sunstate Financial, our team of seasoned commercial finance brokers is committed to transforming your commercial property investment goals into reality.

Ready to explore the possibilities? Contact us today to discuss your Low Doc Commercial Finance needs and embark on a journey toward successful commercial property investment.