Owner Occupier Loans

Unlocking the Door to Your Dream Home:
Owner Occupier Home Loans with Sunstate Financial


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One of Australia’s largest and most diverse lending panels
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Streamlined six-step lending process
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Provide updates as your application progresses
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Coordinate with all necessary parties to ensure a smooth experience
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Provide property reports to help with your decision making
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Work with employed and self-employed clients
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Loan options for alt doc, SMSF, expats, first home buyers and commercial clients
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Complimentary annual review
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Client for life program
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Real people that care
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Empower Your Property Journey with Sunstate Financial

When it comes to property finance, Sunstate Financial isn’t just a service provider – it’s a beacon of expertise in the industry. Proudly recognized as leaders, we stand out with one of the largest and most diverse lender panels in Australia, offering a comprehensive array of solutions all conveniently under one roof. Choosing Sunstate Financial means more than selecting a broker; it means opting for a dedicated team committed to tailoring solutions that perfectly align with your unique needs.

Why Sunstate Financial for Your Property Finance Needs?

Your home purchase is more than a transaction; it’s a milestone, likely the most substantial financial commitment you’ll make in your lifetime. Recognizing the gravity of this decision, aligning with a market-leading professional isn’t just a good idea – it’s a strategic imperative. At Sunstate Financial, our team isn’t just here to facilitate a transaction; we’re your guides, advocates, and partners throughout the entire journey of securing a loan and purchasing a property. By choosing Sunstate Financial, you’re not merely saving money; you’re saving time and alleviating the stress associated with significant financial decisions.

Beyond Interest Rates: Crafting Your Financial Strategy

Choosing a home loan involves much more than simply pursuing the lowest interest rate. It’s about crafting a comprehensive financial strategy that aligns seamlessly with your present and future goals. Our seasoned team at Sunstate Financial understands that the structure of your loan plays a pivotal role in determining how quickly you can pay it off and exploring future possibilities, such as transforming your property into a lucrative investment.

At Sunstate Financial, we go beyond being mere loan providers; we are architects of your property journey. Our commitment is to empower you with knowledge, guidance, and strategic solutions. By contacting us today, you’re initiating a collaborative approach to securing your dream property, ensuring a future that harmonises with your aspirations.

Tailoring Owner Occupier Home Loans to Your Unique Journey

At Sunstate Financial, we specialise in owner-occupier home loans, understanding that each individual’s journey is unique. Whether you’re a first-time homebuyer, upgrading to a new residence, or simply looking to refinance your existing home, our owner-occupier home loans are crafted with your specific needs in mind.

Understanding Your Unique Needs:

We recognize that owning a home is not just a financial transaction but a deeply personal journey. Our team takes the time to understand your unique circumstances, financial goals, and lifestyle, ensuring that the owner-occupier home loan we tailor for you aligns seamlessly with your aspirations.

Flexible and Diverse Solutions:

Sunstate Financial offers a variety of owner-occupier home loan products, each designed to cater to different preferences and financial situations. Whether you’re looking for a fixed-rate loan for stability or a variable-rate loan for flexibility, we have the expertise to guide you toward the most suitable option.

Guidance Through Every Step:

Navigating the process of securing an owner-occupier home loan can be complex. Our team is here to simplify the journey for you. From the initial consultation to the finalisation of your loan, we provide clear and transparent guidance, ensuring you are informed and confident at every step.

Securing Your Dream Home:

Your dream home is not just a vision; it’s a tangible goal within reach. Sunstate Financial is dedicated to turning your dream into reality. Contact us today, and let’s embark on the journey together, securing your owner-occupier home loan with confidence and expertise.

Your Homeownership Journey Begins with Sunstate Financial:

Your journey to homeownership deserves the support of a dedicated and experienced team. Sunstate Financial is here to be your trusted partner, providing expert guidance and tailored solutions for your owner-occupier home loan needs. Contact us today and take the first step toward making your dream home a reality.

Our Lenders


“An amazing service from a team who genuinely care about your situation and results. Jared and the team looked after all our loan needs and were amazing.”

Edward & Rebecca Elanora

“Jared Engwirda is the absolute professional, a pleasure to deal with, you can expect an exceptional experience. Jared thanks for making our dreams come true. We will undoubtedly use your services in the future and highly recommend your expertise.”

Lisa & Simon Robina

“Recently got a loan with Jared from Sunstate Financial. Thanks so much for going above and beyond in securing my loan in such a short timeframe. Not only did you calm my nerves but you were always available helpful and professional at all times even when I was a nervous mess. Highly recommend you to anyone. I am interstate and found dealing with you easier than my local reps. Will be back if I ever need anything again and can’t say thanks and recommend you enough. Happy with my home and loan!  Great job Jared and Sunstate Financial.”

Melissa Melbourne
“Got us a great mortgage! Jared is tenacious, dedicated and an all-round great bloke to deal with!”
Chris & Michelle Dubai

Why Choose Sunstate Financial for Owner-Occupier Home Loans?


With our industry leadership and extensive experience, we bring unparalleled expertise to the table.

Dedicated Team:

Our team is committed to being your guide and partner throughout the entire process, ensuring a smooth and stress-free experience.

Tailored Solutions:

We understand that one size doesn't fit all. Our owner-occupier home loans are tailored to your unique needs, providing flexibility and personalised solutions.

Transparent Guidance:

Sunstate Financial values transparency. We provide clear guidance and keep you informed at every stage of securing your owner-occupier home loan.